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SARAL JEEVAN PLAN -
ULIP, SAVINGS AND PROPETCTIO PLAN

BIRLA SUN LIFE INSURANCE COMPANY
 

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Saral Jeevan Plan; Birla Sun Life Insurance



We make your life Saral…
In today's increasingly complex world, evolving simple solutions is important. Which is why Birla Sun Life Insurance has simplified buying a life insurance policy with its new plan - Saral Jeevan. All you have to do is agree to three simple health-related statements and you are covered immediately. What's more, there are no medical examinations, thus helping you save on effort and time.

The Saral Jeevan plan provides the dual benefit of protection and investment. So it is the ideal policy if you want to secure your life and build wealth at the same time.


Why buy Saral Jeevan Plan
An easy and simple plan: An easy life insurance plan to buy due to simple processes.
Earn efficient returns - New Multiplier Fund: Choose from a wide range of 8 fund options including the new Multiplier fund for allocating your premiums, depending on your risk profile.
Match your risk profile at every stage: Free unlimited switches and premium redirection give you an opportunity to always have control of your fund and optimize your returns.
Tax benefits: Avail of tax benefits under Section 80C and Section 10(10 D).
Choose your mode of premium payment: Pay your premiums at your convenience through the various payment options on an annual, semi-annual, quarterly or monthly mode.
Death benefit with a PLUS: Your nominee will receive both sum assured and fund value in the unfortunate event of death.
Unmatched Liquidity: Free unlimited partial withdrawals are allowed from your fund value after 3 policy years. Also, zero surrender charges after 3 policy years.

Who can buy this plan and what is the duration of this plan?
If you are between the age of 18 and 55 years, you are eligible to buy this plan. You have an option of three policy terms - 10 years, 15 years and 20 years, provided your age at maturity is 65 or less.If you are between the age of 18 and 55 years, you are eligible to buy this plan. You have an option of three policy terms - 10 years, 15 years and 20 years, provided your age at maturity is 65 or less..


What is the sum assured for this plan?
You have the option to choose as many Covers to meet your insurance needs. Each Cover represents Rs.10000 sum assured. The minimum number of Covers is 6, 9, and 12 for a policy term of 10, 15 and 20 years respectively. The maximum number of Covers is 100.

What are the various premium payment options?
You may pay your premiums at your convenience i.e. annually, half-yearly, quarterly and monthly (ECS and Salary Deduction only). Also, you have the option to pay your premiums through cash (upto Rs.50,000), cheque/ demand draft, credit card, salary deduction, ECS and direct debit.



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