Policy protects against legal liability arising out of the use of the insured product resulting in Loss of property Accident death/injury Arising out of use of those products by third parties after the products have left your premises Exclusions First amount of loss mentioned as excess Product recall Repair of product allegedly defective Products used in structure and controls of aircraft Deliberate wilful non-compliance Pure financial loss such as loss of goodwill Fines, penalties other punitive damages War and nuclear group of perils Damage to property belonging to you or held in trust by you Losses arising prior to retroactive date Deliberate disregard of insured's guidelines regarding use of product Injury to any person in contract or connected in employment with insured Contractual liability unless such would have existed without the specific contract Off product guarantee Failure of product fulfilling use intended Products having left insured's premises prior to retroactive date Additional Covers Technical collaborators liability Notified vendors Exports where jurisdiction applicable is of India Loan and lease manufacturers Important No admission of liability is given without our written consent · Any material changes be immediately notified to us Claim Settlement In case of a claim or series we may pay up to indemnity limit and be free from any further liability We may take over defense of any claim at our discretion this would in no manner make us liable Documents required for settlement of claims Claim form Witnesses Letter of subrogation Claim form Statutory Report like summons, writ petitions, police report - as applicable

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