IFFCO TOKIO'S TWO WHEELER PACKAGE INSURANCE POLICY COVER IS AVAILABLE TO PROTECT YOU AGAINST : · Any accidental damage to two wheeler. Legal liability to third parties arising out of the use of two wheeler resulting in: o Property damage - up to Rs.1.0 lacs. o Accident death/injury- actuals, without limit Personal Accident cover for owner-driver up to Rs.2 lacs . The Policy covers loss/damage to the two wheeler on account of Fire, explosion, self-ignition and lightning Burglary, housebreaking and theft Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm and frost. Accidental external means Riot, strike, malicious acts, terrorist activity Earthquake (fire and shock damage),landslide, rockslide Whilst in transit by road, rail, inland waterway, lift, elevator and air. The premium is based on Insured Declared Value(I.D.V.), Age, and Cubic Capacity of the vehicle as well as Geographical Zone of its operation. On payment of additional premium Policy can be extended to cover: Legal liability to paid driver Personal Accident cover for unnamed/named passenger up to Rs.2 lacs Unlimited third party property damage Electrical/Electronic fittings. CNG/LPG Kit permitted by Road Transport Authority Side car Exclusions We shall not be liable for: Mechanical failures and electrical breakdown Damage to tyres unless vehicle is damaged at the same time Consequential loss Depreciation or deterioration, normal wear and tear If vehicle is driven by person under the influence of intoxicating liquor or drugs If used for any purposes other than that specified in the Policy or if driven by a driver without valid Driving Licence Please note I.D.V. will be deemed to be Sum Insured for the purpose of this Policy. I.D.V. is fixed on the basis of the manufacturer's listed selling price of the brand and model at the commencement of insurance/renewal and adjusted for depreciation. Schedule of depreciation is as defined in Motor Tariff. We shall bear towage charges of Rs.300/- in respect of any one accident as part of the claim. Compulsory Deductible applicable under the Policy is Rs.50/- for each and every claim. Claims You should give immediate notice of the claim to us and notify the police (if there is damage to third party property or injury/ death to third party). You should also tender to us all reasonable information, assistance and proofs in connection with any claim. Documents required for settlement of claims: Claim Form , Estimate of Damage, Bills /Receipts of repairs and replacements effected. Driving Licence, Police Report (if any), R.C. Book/ Record .

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