Kotak
Safe Investment Plan II is a unit linked
plan that combines the benefits of insurance
and capital market returns into one.
This plan from the stable of Kotak Life
Insurance is a true reflection of the
company’s essence: innovation that
will benefit the investor.
What
makes investing in Kotak Safe Investment
Plan II truly unique is that you enjoy
a Guaranteed Maturity Value, with varying
degrees of equity exposure depending
on your risk appetite. So, if the market
value of your units is higher, you reap
the benefits with the peace of mind
that whilst in a bear market your investment
is under-pinned by the Guaranteed Maturity
Value. And there’s more, the returns
are totally tax-free*.
Please note that in this policy, the
investment risk in the investment portfolio
is to be borne by the policyholder.
However, Kotak Life Insurance offers
you a Guaranteed Maturity Value on this
plan to safeguard against the downside
risk of falling markets
"Why
should you invest in Kotak Safe Investment
Plan II?"
Kotak Safe Investment Plan II is
an ideal investment option:
If you have never invested in the equity
markets, for the fear of loss of capital.
With Kotak Safe investment Plan II,
you need not worry about losing your
capital as you have the downside risk
protected by way of the Guaranteed Maturity
Value.
If you have been an investor in debt
markets, you could switch a portion
of your funds to equity markets via
Kotak Safe Investment Plan II. The plan
offers you the potential to earn higher
returns with the safety net of a Guaranteed
Maturity Value.
If you are an aggressive investor in
equities, you could protect the downside
risk in a bear market by investing a
portion of your funds in the Kotak Safe
Investment Plan II. What you are essentially
doing is that while you enjoy equity
returns, your money is protected from
abysmal lows and market vagaries by
way of a Guaranteed Maturity Value.
