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SALIENT
FEATURES
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Policy
covers Non-Resident Indians in the age
range of 5 and 70 years.
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SCOPE
OF COVER
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There
would be three schemes based on Capital
Sum Insured for the Insured to choose
one 10% Discount on premium is allowed
if the family of the NRI is insured under
the policy.
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CAPITAL
SUM INSURED
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Scheme
A
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Rs.
3,00,000/-
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Scheme
B
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Rs.
5,00,000/-
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Scheme
C
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Rs.
10,00,000/-
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TABLE
BENEFITS
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Compensation
payable (Rs.)
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Scheme
A
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Scheme
B
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Scheme
C
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Death
due to Accident
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3,00,000
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5,00,000
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10,00,000
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Permanent
Total Disablement due to accident
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3,00,000
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5,00,000
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10,00,000
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Loss
of 2 limbs or 2 eyes or 1 limb
And 1 eye due to accident
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1,50,000
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2,50,000
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5,00,000
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Loss
of 1 limb or 1 eye due to accident
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1,50,000
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2,50,000
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5,00,000
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Actual
expenses incurred following death
(Occurring in foreign country
and due to accident or sickness
only) including carriage of dead
bodyto India subject to a maximum
of
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50,000
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50,000
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50,000
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Actual
Cost of Air Tickets (For the insured
personPerson and to and fro Air
tickets for one person toAccompany
him in case an Insured person
is brought To India ALIVE (for
treatment or otherwise following
An accident injury abroad and
if a valid claim is Admitted by
the company under item 1 to 4
of the Table of benefits of the
policy.
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50,000
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50,000
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50,000
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Education
Fund (in case of one or more dependent
Children) to follow the basic
claim ie., claim
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5,000
maximum
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5,000
maximum
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5,000
maximum
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Medical
Expenses
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5,000
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5,000
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5,000
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The optional provision of covering Insured
spouse and children has now been incorporated
in the Policy
With the following guidelines :-
(i) If both the proposer and the spouse
are employed abroad, both can choose the
same scheme ie. Either of scheme A, B,
or C.
(ii) If only the proposer is employed
abroad, the CSI for the unemployed spouse
has to be choosen at
Least one scheme lower and for children,
the lowest scheme ie. Scheme A for a CSI
of Rs.
3,00,000/- should be choosen.
In case of family coverage, a family discount
of 10% will be allowed.
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PERIOD
/ TERM
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5
years
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NOTE
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1. If the NRI is already covered by any
such policy, please provide the policy
details . In such cases Only the spouse
and children can be covered.
2. The first applicant / Insured should
be an NRI
3. Additional applicants should be either
spouse or children of NRI , (they can
be residents)
4. Children will be eligible for Scheme
A only.
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__________________________________________________________________
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