Introduction: SBI Life’s HORIZON II is a unique, non participating Unit Linked Insurance Plan in Indian Insurance Industry, where you need not to be a financial market expert. This plan offers the flexibility of Unit Linked Plan along with Automatic Asset Allocation which provides relatively higher returns on your money where as increasing death benefits provides higher security to your family. Key Features: Twin benefit of insurance cover and market linked returns Hassle-free investment management of funds from inception to maturity Automatic Asset Allocation of funds Automatic rebalancing of funds at yearly intervals, free of cost Higher protection, to meet your family financial needs. Automatic cover continuance. Liquidity option after 3 years Facility to top up your investment kitty. Tax benefit as per section 80C and 10(10D) of income tax act. 15 days free look period from the date on which you receive the policy document. Product type: It is a unique, non-participating Unit Linked Insurance Plan. How does it work? As per the Plan and Term chosen by you , SBI Life will invest the net premium amount into each of the funds mentioned. The number of Units of each fund will be allocated is calculated as: No. of Units Fund(x) = Net Investment in Fund(x) /NAV of Fund(x) A unit of each Fund has its own price called the Net asset Value(NAV). The NAV of each Fund is calculated on a daily basis with the following formula: NAV = {Market Value of Investment + Current Assets - Current Liabilities & Provisions} /No of Units outstanding Benefits Hassle Free Investment Management:You simply invest we will manage it for you. Maturity Benefits:At the end of the term you will get the fund value. Increasing Death Benefit:For all inforced policies , In case of death after completion of age 7 your nominee will receive Fund Value + Sum Assured otherwise fund value is payable. What is the policy term? Minimum Years Maximum Years 10 years 40 years Who can buy this product? If you are in good health and in the age group of 0 to 60 years you are welcome to join our wagon. Maximum age at Maturity is 70 years. What is the sum assured? Decide the amount you can put aside to be invested in Horizon II every year. Your Life Cover Sum Assured(Fixed) will be (Term / 2) x AP where, AP = Annualized Premium. Riders Available No Riders are available. Three Funds for investments Equity Fund:For Long Term Capital Appreciation Bond Fund:For Generating good returns by taking calculated risks Money Market Fund:For cutting the risk while reaching maturity For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

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