Introduction: Your family is of utmost importance to you. You want your family to have all the good things in life and you would do everything you could to fulfill them. Life is full of uncertainties and risk. To ensure that these uncertainties do not shatter the dreams you have for your family. SBI Life offers you Shield Plan. Key Features: 'It offers you life insurance cover at the lowest cost for a selected term. It is available in 3 options to suit your requirement. Level Premium throughout the chosen term with increasing Sum Assured, depending on the option chosen. Tax benefit u/s 80 C and 10 (10 D) of IT Act Attractive rebate for Female lives. Attractive Rebates are offered for Annual / Semi- Annual mode of Premium payment and High Sum Assured. Attractive rider options. Convenient premium payment options: Single and Multiple premium payment. 15 days Free Look Period from the date on which you receive the policy documents. Product type: Shield is a traditional pure risk policy (with no maturity benefits) that offers you a substantial life cover at a very low cost. How does it work? 'Shield' - an innovative insurance plan from SBI Life answers all your requirements. Under this product, you can opt for gradual increase of cover @ 5% every year or for substantial increase of cover @ 50% for every five years. Under both the options, you pay the same amount of premium throughout the entire term of the policy. If you opt for an increasing cover now you wouldn't require a fresh policy later. This will avoid the hassles of taking another insurance policy, paying more premiums and meeting the medical requirements of the insurer. We recommend that you should choose either of the following options. Sum Assured Increases by 5% Per Annum Sum Assured Increases by 50% Every 5 Years Level Cover Benefits Death Benefit: Depending on the cover chosen, the nominee will receive the sum assured under this policy Maturity Benefit :No survival benefit available at the end of the term. Accidental Death and Accidental Total Permanent Disability Rider: In case of death due to an accident, the nominee gets the Sum Assured under this rider. If the policyholder is involved in an accident, resulting in Total Permanent Disability, he/she will get Sum Assured under this rider in 10 equal annual installments; He/she will exit from all the rider covers thereafter, but continue to be covered for basic cover on receipt of further premium due, if any. Premium Waiver Benefit Rider: Under this rider the policy holder need not pay future premiums for the base product, if he/she suffers from Total and Permanent Disability due to an accident after the rider is opted for. What is the policy term? Minimum Years : 5 years Maximum Years : 25 years Who can buy this product? Anyone between 18 to 60 years of age is eligible for cover under this plan.. Maximum cover age is 65 years. Riders available Accidental Death and total permanent disability rider Premium Waiver Benefit Rider For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

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